Objective
F&B Communications, Inc. (F&B) operates a share buy-sell matching program to connect prospective buyers and sellers of F&B stock.

Prospective Buyers
Interested buyers of F&B stock may submit their contact information to the business office via a web form. Prospective buyers will be vetted to ensure that they would qualify as an eligible shareholder by meeting the ownership requirement as outlined in the company’s Articles of Incorporation (reside in a household in the service area that receives telephone and/or Internet service from F&B). Prospective buyers will remain on the interest list until they contact the office to be removed, communication attempts fail (e.g. email bounce back) or they have met the share ownership limit.

Sellers
Interested sellers of F&B stock should contact the business office indicating their interest in selling their share(s). The transfer process will be discussed along with potential restrictions and guidelines contained in the Articles of Incorporation and By-Laws.

Buy-Sell Matching Process
Once a stockholder has indicated their interest in selling their share(s), an email will be sent to all prospective buyers on the interest list. This email will contain the contact information for the seller and the number of shares available for sale; it will not contain an asking price. Interested buyers should contact the seller directly. All details of the transaction, including the selling price, are to be negotiated by the buyer and seller. Once an agreement has been reached, the seller should contact the F&B business office to begin the transfer process.

Share Value; Financial Information; Confidentiality
There is presently no established market for trading or valuing shares of common stock in F&B, and it is unlikely that such a market will develop. F&B did not issue stock or other securities during the previous fiscal year and does not intend to do so during the present fiscal year. As such, the company is unable to make any definitive statements or representations concerning the fair market value of its common stock.  At the request of any interested buyer or seller, the company will make available copies or a summary of the consolidated balance sheet and the consolidated income statement of the company.

Any information provided to you about the company in connection with a secondary transaction, including financial and other reports, is confidential and may not be reproduced or distributed to any other person.  Any distribution of such information in full or in part, or the disclosure of any of its contents to any party, is unauthorized.  By accepting possession of such information, you agree to the foregoing terms. In certain circumstances, we may require a nondisclosure agreement prior to sharing financial or other confidential information.

Trading Requirements
Our program is intended to qualify as a passive matching service for parties with an interest in buying or selling shares of common stock in a secondary transaction. All applicable state and federal securities laws (including the antifraud and anti-manipulation provisions) apply to any offer made or transaction consummated in connection with the matching program. Neither the company nor any of its officers, directors, or employees can nor will:

• provide any information regarding the advisability of buying or selling shares or the price at which a transaction may occur;
• be involved in negotiating any transaction (except where the company or an individual officer, director, or employees is a participant in the specific transaction as seller or buyer);
• act as a clearing house for the transfer (i.e., they cannot and will not receive, transfer or hold any funds or securities)

The company is not listed on a national securities exchange or other regulated securities market. The company is not a registered securities exchange, securities information processor, broker, dealer or investment adviser. Brokers and dealers may not use the matching program to purchase or sell securities of the company for the accounts of others. The company reserves the right to modify, suspend, or cancel the matching program at any time, including as may be necessary to ensure compliance with state or federal securities laws.

Caution – Forward Looking Statements
This communication may contain forward-looking statements that involve future events, the company’s future performance, and its expected future operations and actions. Any forward-looking statements are only our predictions and involve numerous assumptions, risks and uncertainties. Our actual results or actions may differ materially from these forward-looking statements for many reasons. We undertake no responsibility to update any forward-looking statement. We likewise caution you not to put undue reliance on any forward-looking statements, which speak only as of the date of this communication. We qualify our forward-looking statements by these cautionary statements.

Approved 1/21/2025